Which type of insurance is NOT required for the Contractor during the term of the Agreement?

Professional Indemnity Insurance is not required for the Contractor during the term of the Agreement because it specifically pertains to coverage for professionals against claims of negligence or inadequate work in their professional capacity. The primary focus of the required insurances, such as Commercial General Liability, Workers' Compensation, and Cyber and Privacy Insurance, is generally about general liability to third parties, employee protection, and safeguarding against data breaches or cyber incidents. While Professional Indemnity Insurance is important in many fields, it is often considered an optional coverage that depends on the nature of the services provided, rather than a standard requirement in typical contractor agreements related to home improvement and general contracting in housing projects.