What types of damages are covered under Commercial General Liability Insurance?

Commercial General Liability Insurance (CGL) is designed to cover a broad range of potential liabilities that businesses may face. The coverage includes not just bodily injury and property damage claims, but also various other types of claims that may arise during the conduct of business operations.

The correct option encompasses multiple categories of coverage:

1. Bodily Injury: This refers to injuries sustained by individuals due to the business's operations or products.

2. Property Damage: This covers damage to someone else's property resulting from the business's activities.

3. Contractual Liability: This protects a business against liability that arises from contracts, as long as those contracts are recognized in the insurance policy.

4. Personal Injury: This includes non-physical injury claims, such as defamation or invasion of privacy that affects individuals.

5. Products: This covers claims related to injuries or damages caused by products sold or manufactured by the business.

6. Completed Operations: This refers to liability that arises after the completion of a project, protecting against claims arising from work that has already been completed.

This comprehensive range of coverage is essential for businesses as it mitigates various risks associated with operations, products, and third-party interactions. The