What must a contractor provide before starting any services according to the agreement?

Before a contractor can commence any services under the agreement, they must provide certificates of insurance and policy endorsements. This requirement is crucial because it ensures that the contractor has the necessary coverage to handle potential liabilities that may arise during the performance of their work. Insurance protects both the contractor and the client from financial loss due to accidents, injuries, or damages that might occur on the job.

Having this documentation in place serves as a safeguard for all parties involved, confirming that the contractor is prepared for unforeseen circumstances and holds valid insurance coverage. This practice promotes professionalism and accountability, creating a safer working environment and fostering trust between the contractor and the client. Providing proof of previous projects, a personal financial guarantee, or a copy of the contractor's business license, while important in their own contexts, does not directly address the need for financial protection and risk management that insurance provides.