What is the requirement for Primary Insurance Endorsements for the Commercial General Liability policy?

The requirement for Primary Insurance Endorsements for the Commercial General Liability policy to state that such policies are primary insurance to any other insurance available to the Additional Insureds is fundamental because it establishes a clear priority in the application of insurance coverage. This means that in the event of a claim, the insurance provided under this policy will respond first before any other insurance policies that may cover the same risk. This is particularly important in contracts involving additional insureds, as it ensures that they have reliable and prioritizing protection when facing claims. The primary insurance endorsement facilitates a straightforward claims process, helping to avoid disputes over which policy should cover a loss.

While other options may discuss aspects of insurance coverage that are important, they do not specifically address the key concept of priority in coverage that is essential to the function and intent of a Primary Insurance Endorsement.