What is a key characteristic of the Commercial General Liability policy in relation to other insurance?

The key characteristic of the Commercial General Liability (CGL) policy being primary compared to any other insurance available highlights its foundational role in providing coverage for businesses. This means that when a liability claim occurs, the CGL policy typically pays out first before any other insurance policies come into play. It is designed to cover general liabilities such as bodily injury, property damage, personal injury, and advertising injury, making it a crucial component of a comprehensive business insurance strategy.

Other options do not accurately represent the nature of a CGL policy. It is not merely supplementary or secondary; rather, it is structured to be the primary line of defense against claims. Additionally, it does not solely cover loss of income, focusing instead on broader liability protections rather than income-related losses. Therefore, identifying the CGL policy as primary accurately reflects its essential role in the framework of business insurance.