What does the City’s approval of insurance imply for the contractor's liability?

The approval of insurance by the City signifies that the contractor is still liable for their obligations and responsibilities, regardless of the insurance coverage in place. This means that while the insurance may provide financial backing or coverage in the event of a claim or loss, it does not absolve the contractor of their legal responsibilities.

In contractual agreements, particularly within the context of public projects, the presence of insurance is meant to safeguard against potential risks but does not alter the fundamental legal liabilities that the contractor holds. Therefore, even with the City approving the insurance, the contractor remains accountable for their actions and any damages that may arise during the execution of their contract. This is a critical aspect of understanding contractual liability and risk management in construction and service agreements.